Step Change

The blog for leveling up your finances to achieve financial independence.

A Great ETF Name Doesn’t Mean a Great Investment Feb 14, 2024

If you go back 30 or more years, you’ll remember that mutual funds were all the rage. They were (and still are) a way to invest in a basket of stocks around a central theme (like a sector)...

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You Can't Fight Price Action Nov 30, 2023

You've probably heard the truism, "The market can stay irrational longer than you can stay solvent." Markets by nature are subject to human opinion, more specifically an opinion on what might...

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Sell into Strength Nov 30, 2023

When it comes to trading, timing is everything. Trading, by its very nature, will typically involve stocks that can have a big move up or down in a short period of time. That time period may be a...

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Not Every Stock is Meant to be Traded Nov 30, 2023

Learning the Difference

Picking stocks that are tradeable is the most important factor to making a successful trade.

Stocks have their own personalities, just like people. Some companies are young...

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Nothing Can Go Up Forever Nov 27, 2023

The ebb and flow of value, whether in real estate or stock prices, is a human construct based on time and other environmental factors. Value will always be relative to the “haves” and...

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The Ideal Definition of Passive Income Nov 19, 2023

How UNEarned Inc Defines Passive Income

It goes without saying that in order to create passive income at one point you had to generate active income... a lot of it. But even in the various chat...

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The ReLaunch of UNEarned Inc. Nov 06, 2023

After over a year of research and self-reflection, I am happy to report the relaunch of UNEarned Inc on an all new platform. We've always wanted to create a community where people could come to...

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